Insurance Claim Tools
Understand settlement math, deductibles, depreciation, ACV, RCV, and potential insurance payments.
5 tools · Free, no signup
- Insurance
ACV vs RCV Calculator
See how depreciation separates Actual Cash Value from Replacement Cost Value, and what that means for your first and final payment.
Compare ACV and RCV - Insurance
Recoverable Depreciation Calculator
Estimate how much depreciation was withheld from your claim and how much you may recover after eligible repairs are finished.
Estimate Recoverable Depreciation - Insurance
Insurance Claim Settlement Calculator
Break a property claim into replacement cost, depreciation, deductible, prior payments, and supplements to see what may still be owed.
Break Down a Settlement - Insurance
Home Insurance Deductible Calculator
Work out a flat or percentage deductible (like a 1% or 2% wind/hail deductible) and see how much of a loss is above it.
Calculate Your Deductible - InsuranceComing soon
Should I File a Home Insurance Claim?
Compare a rough repair cost with your deductible and list the factors worth weighing before you decide whether to file.
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Disclaimer: Calculators and information on this site are provided for educational and estimating purposes only. Results do not determine insurance coverage, claim payments, repair requirements, or professional recommendations.